Commercial Industrial Finance (CIF) is now Republic Bank Finance

On July 1, 2023, CIF merged with Republic Bank and became Republic Bank Finance, a division of Republic Bank & Trust Company. You'll also notice our website has changed from cifinance.com to republicbankfinance.com. We have a new name but will continue to provide the same high level of customer service from the same experienced team.

Finance Solutions

U.S. Equipment Finance and Leasing Industry

We help manufacturers, vendors, and distributors of capital equipment close more sales, more cost efficiently.

Long-term Success

Flexible Programs to Fit Your Business Needs

We customize comprehensive Sales Finance Programs that are designed to assist you in selling more equipment, improving your sales force closing ratio, and reducing DSO and accounts receivable.

Finance Benefits

Our Business Is Improving Yours

By driving growth in top-line revenue, enhancing sales force productivity, enabling improvements in financial performance, and accelerating bottom-line efficiencies in net income.

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Republic Bank Finance

Republic Bank Finance, headquartered in St. Louis, MO is a division of Republic Bank & Trust Company, based in Louisville, KY.

Republic Bank Finance is changing the game for the US equipment finance and leasing industry. With an entrepreneurial mindset and a laser focus on your business goals, we help manufacturers, vendors, and distributors of capital equipment close more sales, more cost efficiently.

Headquartered in

St. Louis

Missouri

0%

Energy Used in the U.S.

is consumed by buildings
and their related processes.

Services Include

0

Point
Pipeline Analysis

0+

Years of market expertise

and developing sales-aid finance programs

How We Can Help You

Finance Solutions

Our innovations create programs which deliver sales solutions and ultimately customer satisfaction.

Benefits-of-Financing

Finance Solutions

We help manufacturers, vendors, and distributors of capital equipment close more sales, more cost efficiently.

vendor-programs

Vendor Programs

Our programs are designed to assist you in selling more equipment, improving your sales force closing ratio, and reducing DSO and accounts receivable.

energy-finance-professionals

Energy

Using financing for energy efficient projects aligns acquisitions with budgets and provides a means to move forward and focus on future savings while supporting the green effort.

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Benefits of Financing

When a business is acquiring a capital expenditure, the purchase always includes making decisions regarding cash flow and budgets.

Financing Solutions in Your Industry

Construction, Industrial, & Manufacturing

Healthcare

IT / Software

Transportation

Office & Printing

Waste , Recycling & Energy

What We Do

For over 35 years, our portfolio of dealer clients and industry leading manufacturers ranging from medical, manufacturing, material handling and sustainable energy companies, value our creative approach, progressive thinking, and seamless synergies with their teams. They look to us to achieve enduring results: driving growth in top-line revenue, enhancing sales force productivity, enabling improvements in financial performance, and accelerating bottom-line efficiencies in net income

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The Process is Simple and Effortless

Benefits of Financing

Greater Flexibility

Improve Cash Flow

Preservation of Existing Credit Lines

Reduce Total Cost of Ownership (TCO)

Financial Ratio Enhancement

Improves Cash Forecasting

Align Payments with Benefits

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